How Should be an Employee’s Life?

Photo by Tim Gouw on Unsplash

We need to work for our life & life style. It may be working for someone (as an employee or as a freelancer) or working with someone (business partner) or getting work by others (business owner). Among which most of the people choose to work as an employee as there is minimal risk of investment and business management.

An employee is also a family person and he/she owns friends, neighbours & relatives. So, there are few things to be careful as an employee.

1. Maintain a balance between your personal life and work life. Your efficiency in work is good for your career, but worrying about that efficiency is worthless.
2. Spare quality time with family and friends. Don’t stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.
3. Don’t chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that’s fine if they don’t, stay positive to your personal development.
4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don’t join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.
5. Don’t ever compete with your bosses. You will burn your fingers. Don’t compete with your colleagues, you will fry your brain.
6. Ensure you have a side business. Your salary will not sustain your needs in the long run. And set your side hustle much before your retirement.
7. Save some money. Let it be deducted automatically from your pay slip. Remember to invest those saved money in your side hustle or the upcoming business venture, not in luxury.
8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit. Because luxury is always a liability.
9. Keep your life, marriage and family private. Let them stay away from your work. This is very important. Otherwise, your bosses are smart enough to find a way to work you more in the name of your family.
10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.
11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.
12. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Don’t get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.
13. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs. Be associated yourself with a welfare organization.
14. Take leave days, utilize them by developing your future home or projects and get yourself involved in welfare. Usually what you do during your leave days is a reflection of how you’ll live after retirement. If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.
15. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn’t do well, start another one till it’s running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.
16. Pension money is not for starting a project or buy a stand or build a house but it’s for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.
17. Always remember, when you retire, never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.
18. Don’t retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that’s why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don’t get another job, they die early.
19. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It’s not easy to adjust to live in a location after spending more years at company house or at government house.
20. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, work better and get finished whilst time is moving. Remember when you retire no one will call you boss if you don’t have a viable business.
21. Don’t hate to retire because one day you will retire either voluntarily or involuntarily.

You can never run out from the truth. You have to accept it and plan much before an emergency. Remember that Important work is always better than the Emergency work done. Planning much before is an important task while planning after retirement is an emergency job.

So, I wish all our readers, a good retirement plan in the New Year.

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